Terms & Conditions

Effective date: 2026

These Terms & Conditions govern the use of the website operated by SIA “EF HOLDING”, registration number 40203166262, registered office at Smilsu street 20, Kuldiga, LV-3301, Latvia (hereinafter – “EF HOLDING”, “we”, “our”, or “us”).

By accessing or using this website, you agree to be bound by these Terms & Conditions.

1. Purpose of the Website

This website is provided for general informational purposes only. The content published on this website does not constitute legal, financial, investment, or professional advice.

Users rely on the information provided on this website at their own risk.

2. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, branding, layout, and design elements, is the property of SIA “EF HOLDING” unless otherwise stated.

Unauthorized reproduction, distribution, modification, or commercial use of website content without prior written permission is strictly prohibited.

3. Limitation of Liability

SIA “EF HOLDING” shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

Use or inability to use this website
Errors or omissions in the content
Temporary unavailability of the website
Third-party actions or linked content

We make reasonable efforts to ensure that the information provided is accurate and up to date, but we do not guarantee its completeness or accuracy.

4. External Links

This website may contain links to third-party websites. These links are provided for convenience only.

SIA “EF HOLDING” is not responsible for the content, privacy practices, or reliability of third-party websites.

5. User Communications

When contacting us through contact forms, email, or other communication channels, users agree to provide accurate and lawful information.

All personal data submitted is processed in accordance with our Privacy Policy.

6. Website Availability

We reserve the right to modify, suspend, or discontinue the website or any part of it at any time without prior notice.

7. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of Latvia.

Any disputes arising in connection with the use of this website shall be subject to the exclusive jurisdiction of the courts of the Republic of Latvia.

8. Amendments

SIA “EF HOLDING” reserves the right to update or amend these Terms & Conditions at any time. The latest version will always be published on this website.

Continued use of the website after changes are published constitutes acceptance of the updated Terms & Conditions.

9. Contact Information

If you have any questions regarding these Terms & Conditions, please contact:

SIA “EF HOLDING”

Reg. No.: 40203166262

Smilsu street 20, Kuldiga, LV-3301, Latvia

Email: info@efholding.lv

Terms & Conditions

Effective date: 2026

These Terms & Conditions govern the use of the website operated by SIA “EF HOLDING”, registration number 40203166262, registered office at Smilsu street 20, Kuldiga, LV-3301, Latvia (hereinafter – “EF HOLDING”, “we”, “our”, or “us”).

By accessing or using this website, you agree to be bound by these Terms & Conditions.

1. Purpose of the Website

This website is provided for general informational purposes only. The content published on this website does not constitute legal, financial, investment, or professional advice.

Users rely on the information provided on this website at their own risk.

2. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, branding, layout, and design elements, is the property of SIA “EF HOLDING” unless otherwise stated.

Unauthorized reproduction, distribution, modification, or commercial use of website content without prior written permission is strictly prohibited.

3. Limitation of Liability

SIA “EF HOLDING” shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

Use or inability to use this website

Errors or omissions in the content

Temporary unavailability of the website

Third-party actions or linked content

We make reasonable efforts to ensure that the information provided is accurate and up to date, but we do not guarantee its completeness or accuracy.

4. External Links

This website may contain links to third-party websites. These links are provided for convenience only.

SIA “EF HOLDING” is not responsible for the content, privacy practices, or reliability of third-party websites.

5. User Communications

When contacting us through contact forms, email, or other communication channels, users agree to provide accurate and lawful information.

All personal data submitted is processed in accordance with our Privacy Policy.

6. Website Availability

We reserve the right to modify, suspend, or discontinue the website or any part of it at any time without prior notice.

7. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of Latvia.

Any disputes arising in connection with the use of this website shall be subject to the exclusive jurisdiction of the courts of the Republic of Latvia.

8. Amendments

SIA “EF HOLDING” reserves the right to update or amend these Terms & Conditions at any time. The latest version will always be published on this website.

Continued use of the website after changes are published constitutes acceptance of the updated Terms & Conditions.

9. Contact Information

If you have any questions regarding these Terms & Conditions, please contact:

SIA “EF HOLDING”

Reg. No.: 40203166262

Smilsu street 20, Kuldiga, LV-3301, Latvia

Email: info@efholding.lv